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Bankruptcy, previous
repossession ok
Lowest Interest Rates on Car Finance for People Bad Credit
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Auto Finance & Car Finance Company

Auto Finance FAQs

  1. Do I have to pay to apply for a car loan?
  2. How much will my interest rate be?
  3. Can I be sure that my personal information is secure when I apply online?
  4. Does it matter if I want a used or new vehicle?
  5. Do I have to use the dealer that contacts me?
  6. How can I be sure that the used vehicle is a reliable one?
  7. How long will it take before I can select the car of my choice?
  8. How do I move ahead?

Do I have to pay to apply for a car loan?

No. There is no cost to apply for car loan, and even more importantly, there is no obligation when you apply. We take over the work of seeing that your application gets to the right auto lender that will be able to provide the maximum amount that you can borrow based on your individual information. We will also contact participating dealerships located in your area and have them compete to give you the best deal.
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How much will my interest rate be?

Your interest rate will depend on your credit report. You will be assigned a credit specialist who will find you the best interest rate available. We regularly work with customers with poor or bad credit! That is what we specialize in! Your exact interest rate will depend on other variables and criteria such as:

  • The size of your down payment
  • the term of your automobile loan
  • your option of buying new or used
  • your credit history
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Can I be sure that my personal information is secure when I apply online?

AutoFinancing123.com maintains a 100% secure, online credit application environment. AutoFinancing123.com utilizes electronic encrypting and processing that was developed by experienced
professionals.

Your personal information will only be used to find the right automobile car loan match for you and nothing else unless otherwise described in our privacy policy. You will be notified that you have been approved before you ever go to the car dealership and never again will you have to be worried about being turned down for the car you want in public.

By using our fast and easy online application you are able to apply from the privacy and security of your own home. Since your financing will be pre-approved by the time you get to the dealership you be able to move through the car shopping experience fast and easy!
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Does it matter if I want a used or new vehicle?

We have an extensive network of dealers that supply both new and used cars, SUVs trucks or vans. The choice is yours up to the amount of your pre-approved loan.
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Do I have to use the dealer that contacts me?

The dealer that contacts you is the winner from all the dealers in your area that are competing for your business. However, you are never under any obligation to take the deal that is offered to you by any dealership that contacts you.
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How can I be sure that the used vehicle is a reliable one?

The dealers in our network offer various warranty and protection plans as well as extended warranties that you can purchase online that will cover your vehicle.
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How long will it take before I can select the car of my choice?

Local dealerships will contact you in as little as 24 hours after you've completed and submitted your application online with AutoFinancing123.com. You will then be invited to the winning dealership to select from the vehicles that are available in your price range.
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How do I move ahead?

It's easy! Once you complete your application at AutoFinancing123.com you will be contacted by a dealer near you for an appointment. Simply go to the dealer and pick out the vehicle of your choice.
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